Episode 3 of Bad Monkey kicks off with a tense exchange between Yancy and Rosa, strategizing their next course of action. Their sights are firmly set on Madeline, her evasive behavior a red flag that demands interrogation. Little do they know, as they plot, Neville serendipitously strolls into the kitchen, his primate companion in tow, conducting his routine health inspection. Their paths cross unexpectedly, and Neville, with a mischievous glint in his eye, takes note of the monkey's unconventional hiding spot. Yet, he smoothly diffuses the situation by brokering a deal, allowing Yancy and Rosa to continue their pursuit unhindered.
With renewed determination, Rosa and Yancy track down Madeline, peeling back layers of her shady past, revealing a criminal record for drug trafficking. This revelation adds fuel to the fire, explaining her jittery demeanor. Yancy drops a bombshell, mentioning Captain Keith and the unexpected revelation that Phinney, a seemingly lazy individual, had actually been working aboard the ship. The news rocks Madeline to her core, and she finally cracks, accusing Phinney of orchestrating the arm deal due to the colossal sums involved.
The investigation deepens when they stumble upon a cooler, branded with the logo of Midwest Mobile Medical—a company owned by none other than Nick Stripling. With newfound resolve, Yancy dons a crisp shirt and tie, ready to infiltrate the chaotic Midwest office and uncover more secrets. The scene inside is a testament to hurried departures, as if someone had fled in a panic.
Despite Yancy's charm offensive, the vigilant security guard, Donald, proves to be a formidable obstacle. His professional instincts are sharp, and he quickly identifies the unorthodox sports SUV outside as a potential threat, alerting authorities. The clock ticks as Yancy and Rosa race against time, desperate to find the name of the doctor who sanctioned the prescriptions before the law catches up with them. In a stroke of luck, they uncover the name 'Israel O'Peele,' a crucial lead that propels their investigation forward.
After a harrowing near-miss outside the building's perimeter, Yancy and Rosa arrive breathless at O'Peele's abode. He's visibly on edge, and their inquiry soon uncovers the sinister truth—Midwest Medical was nothing but an elaborate fraud. Nick, it seems, had been shelling out a hefty thousand bucks per scooter prescription, with bonuses for prosperous months, turning O'Peele into an unwitting accomplice. In his agitated narrative, Yancy's eyes light upon a brochure for Christopher's Bahamian Resort, which he surreptitiously tucks away.
Izzy's world shatters into pieces when he learns of Nick and Phinney's demise, rendering him silent and guarded, a shell of his former self.
Elsewhere, Neville's return home, following a temporary respite with his sister, is marred by danger. Christopher, protective of his turf, fires a warning shot at Neville's approach, sending him scurrying back to the Dragon Queen in search of a refund. Ya-Ya, unswayed by Neville's plight, urges him to cling to faith—a commodity he finds elusive. But Neville proves his mettle, sacrificing his beloved monkey, Driggs, to reclaim his home, a testament to his unwavering determination.
Rosa and Yancy delve into the enigma of Christopher and his resort, their conversation colored by Yancy's optimism about reclaiming his job and Rosa's sobering reminder that the bone fragments undeniably belong to Stripling. Just as their discussion hits a fever pitch, Madeline's call interrupts, her paranoia about being tailed proving unfounded, though the matter holds darker implications yet to unfold.
Izzy O'Peele, his resolve strengthened by a fruitless confrontation with Eve, reaches out to Yancy, offering to shed light on the labyrinthine case. Ro, chance encountering Yancy outside a recently revived eatery—its resurrection funded by ill-gotten gains—attempts to dissuade him from further probing, only to fuel Yancy's indignation and determination.
Yancy's steps lead him to Caitlin next, where he confirms with a somber nod that Caitlin's intuition was spot on – Eve had indeed taken Nick's life. Caitlin's aloof demeanor hints at a possible payoff from Eve, leaving Yancy to vent his mounting frustration before storming off.
His pursuit of answers finds a dead end with Caitlin, prompting Yancy to head to Izzy's, only to arrive at a chilling scene of Izzy's lifeless body, riddled with bullets. To compound the urgency, Madeline's silence on the other end of the line fuels Yancy's anxiety, forcing him to call upon Ro's assistance in locating her.
Meanwhile, Caitlin's resolve wavers as she confronts Eve, her heart no longer in the deceit. Grasping a gun, she confronts Eve with a threat, her resolve hardening.
That very night, Neville's nefarious plan unfolds as he breaks into Christopher's office, fingers greedily snatching a USB stick. Little does he know, Egg, an unexpected witness, stands there, his warning a portent of Neville's impending downfall. Neville flees, gun at the ready, but not before Egg's chilling prophecy echoes in his ears.
Amidst this web of deceit and betrayal, the cast converges at Maddie's workplace, where a surprise revelation shatters all expectations. Maddie is alive, and the plot thickens yet again – for Nick, thought to be slain, reappears at Eve's doorstep, an arm missing, a testament to his harrowing survival.
