Episode 5 of *Old Money* picks up right where we left off, with Osman and Nihal locked in their first passionate kiss in the privacy of her office. The moment grows intense, their breaths intermingling, until they are abruptly interrupted by the arrival of the cleaner.
Osman, catching his breath, presses Nihal for an answer, but she pulls away abruptly, her mind racing. How did he know about the loan? Suddenly, it clicks—he must have had a hand in its approval. Fury flares in Nihal’s eyes as she accuses him of manipulation.
Osman’s temper ignites in return when Nihal hurls accusations of control and domination at him. His voice cold, he declares their previous arrangement reinstated: either she shows tangible progress on restoring the boat, or she forfeits her house to settle the debt.
Choosing the loan, Nihal throws herself into the project, working day and night, her every waking moment consumed by the boat. Yet, no matter how hard she tries, the memory of that kiss haunts her, replaying like a broken record every time she steps into the office. The relentless pace takes its toll, and Nihal falls ill, her body rebelling against the strain.
One evening, she dragged her weary body home from work and informed her father of her progress on the boat. His response? A monotonous "okay," leaving Nihal stunned by his apparent indifference.
Meanwhile, Pinar stands at the dock, chatting animatedly with a friend on the phone. We learn Idil, a talented cellist, is not only Pinar’s acquaintance but also Osman’s ex-girlfriend. Across town, Osman joins Idil for dinner, the air thick with unspoken history.
Idil, ever the romantic, suggests they pick up where they left off and travel the world together once more. Osman, however, remains unmoved, his refusal sparking curiosity in Idil. Who could possibly hold his heart now? Someone, she senses, far more significant than anyone before.
Elsewhere, Berna tends to Nihal as her fever spikes, her concern a quiet counterpoint to the chaos swirling around them.
Meanwhile, out of the blue, Engin pays an unexpected visit to the Bulut residence. Mahir, clearly irritated, tries to send him packing, but Osman intervenes, requesting that Engin be shown to his office. Engin seethes with anger at Osman for thwarting his plans and purchasing the land he had his sights set on for a lucrative project. As their conversation drifts towards Nihal, Engin, with a hint of arrogance, tells Osman to give them some privacy. He boasts about already having both worldly possessions and Nihal's attention, claiming that Nihal is just enjoying a bit of fun. He insists that, in the end, everything will fall into place, and Nihal will realize where her true place lies. In a desperate attempt to salvage his plans, Engin offers to cease his meddling with the Buluts, provided Osman returns the land. Osman, however, is undeterred, stating he's ready to keep the battle going because he's enjoying the thrill far too much.
Arda rushes to Mahir, showing him an online article that accuses Asli of plagiarizing one of her songs. The internet is ablaze with calls to cancel her. Without hesitation, Mahir dashes to Asli's house. When she opens the door, he's taken aback by the sight of her home in disarray. He offers to stay by her side, but Asli, with a steely resolve, turns him away. Undeterred, Mahir tracks down the journalist responsible for the article at his home and, in a fit of rage, confronts him physically.
Nihal, feeling the weight of the day, decides to leave the office early to meet up with her friends at a local bar. Songul arrives, bringing with her the previous drafts of the boat design. Gokhan greets her warmly. As they chat, Songul expresses her exhaustion from the constant back-and-forth between Osman and Nihal. Gokhan, however, remains indifferent, telling her he couldn't care less. Songul, sensing his true feelings, deftly changes the subject. They agree to meet up for a tennis coaching session the following day.
Meanwhile, Pinar imparts some love advice to Berna. Berna, ever cautious, emphasizes the importance of self-preservation and avoiding the pitfalls of love that could lead to heartbreak. Pinar, with a twinkle in her eye, questions whether their definition of choosing themselves means putting love on one side while they stand on the opposite. She believes there's nothing quite like the rush of falling in love. It's better, she argues, to dive in headfirst, to love deeply, to get heartbroken, to wallow in misery, to cry, and then to move on, knowing you tried and experienced the full spectrum of love. Otherwise, you risk being left wondering what might have been.
Pinar's words resonate with Berna, prompting her to text Arda and invite him out. Arda receives the message while in the kitchen with Osman. Osman, learning that Nihal might be out with friends, feels a pang of hurt, thinking she's indifferent to his feelings. Just then, Arda arrives, and the girls are about to leave. They decide to go together, with Nihal taking the wheel since she hasn't been drinking. While waiting for the car, Berna pulls Arda aside, and in a moment of passion, they share a kiss.
Nihal opts to make a stop at the Buluts' residence first to drop Arda off. As she approaches the gate, her eyes catch sight of Osman walking Idil to the car, his demeanor seemingly unperturbed. Pinar, ever the social butterfly, extends an invitation to Idil, urging her to join them for a round of drinks at Nihal's place.
Over the clinking of glasses and the swirl of conversation, the girls press Idil for details about her time with Osman. Idil shares that Osman remains an enigma, his walls firmly in place. He's tight-lipped about his past, capable of inviting you for a drink, yet always sparing his prized glasses from the occasion. As Idil speaks, a realization dawns on Nihal—Osman, it seems, has a special way of opening up to her.
The next morning, Songul and Gokhan convene for their tennis lesson, their laughter and chatter a backdrop to the day's beginning. Meanwhile, Mahir breaks the news to Osman that his relationship with Asli has run its course, the final chapter now closed. Later, the Buluts reconvene with Nihal for what promises to be an engaging presentation.
As the episode draws to a close, a rain-soaked scene unfolds. Osman arrives at Nihal's doorstep, his presence a surprise in the downpour. He finds her, tears mingling with the rain, standing at the docks, her gaze fixed on the cascading water. Without a word, Osman sets his umbrella aside, taking a seat beside her. In a moment of unspoken understanding, he leans in, his lips meeting hers in a tender kiss. Nihal responds, her acceptance of the moment kindling a fire that quickly escalates into a passionate, rain-drenched embrace.
