Episode 7 of "The Divorce Insurance" kicks off with Ki-jun extending an invitation to Han-deul to stay at his place, revealing that they have switched homes for her comfort. He admits that his own abode doesn't hold fond memories and seeks a change of environment as well. Initially, the arrangement feels awkward, as evidenced by their chance encounters in the elevator—he forgets his charger, she tries to give him a pillow, and he narrowly saves her from the closing doors, sparking a tender moment between them. Later, another poignant interaction unfolds when he returns to retrieve his watch; mistaking him for an intruder, she readies to strike, but he embraces her to halt her blow.
Meanwhile, Jeon-man sits alone at dinner, his thoughts consumed by Na-rae. The next morning, Ki-jun and Han-deul exhibit a domestic rhythm, with him bringing her a toaster and catching a glimpse of her disheveled morning hair. She reciprocates by preparing him breakfast, and he chauffeurs her to work. Na-rae, noticing their close proximity, bluntly inquires if they're an item. Embarrassed, they dash off, prompting her to turn to Jeon-man, who has just entered, revealing she recognizes him by his scent alone. In the crowded elevator, their hands brush repeatedly, and he shields her from the throng, standing guard with their eyes locking but unable to act on the unspoken tension. Similarly, Ki-jun and Han-deul continue their elevator encounters, yet even when the space empties, they remain close.
In private, Ki-jun apologizes for Na-rae's probing question, leading them to consider labeling their relationship. They readily agree on being friends but hesitate at the notion of becoming lovers. However, they amicably land on a nebulous zone, embracing a relationship that defies easy categorization.
Into the tumultuous realm of policy intrigue steps Woo Seon-hee, a policyholder now entangled in divorce proceedings. The insurance agents scurry to the courthouse, where they witness the Woos engaged in a heated dispute, yet beneath the surface, Seon-hee's concern for her husband, Dr. Park Young-kyu, remains evident—she prepares his meals and frets over his wellbeing. Complicating matters, the insurance payout lingers with a 90-day wait, while the divorce finalization looms just 4 weeks hence, granting the team a narrow window to devise a strategy.
Just as a brainstorming session unfolds, Chang-hee bursts in unexpectedly, startling the team until Dae-bok introduces him as their newest recruit. However, his arrival stirs instant resentment; he is none other than the agent who sold Seon-hee the problematic policy. Dr. Park harbors a superiority complex, viewing himself as the sole financial provider while dismissing Seon-hee as overly naive and overly generous, traits that made her vulnerable to Chang-hee's persuasions. It seems Dae-bok overlooked mentioning the clause about the 0% divorce rate.
Confronted with this dilemma, the team conjures a plan. Dae-bok assumes the guise of a stressed divorcee seeking relief, only to find Dr. Park exhilarated by his impending divorce, claiming it has bestowed him with renewed vigor. After administering acupuncture, the doctor dashes off to meet Ms. Choi, prompting Ki-jun and Jeon-man to tail him and witness him speeding away with another woman.
Elsewhere, a gathering of women convenes with Seon-hee, whose generosity knows no bounds—she surrenders her security deposit to a friend in need of medical funds. Ah-yeong and Han-deul strive to deter her from proceeding with the divorce, but she stands firm. She loathes her husband's unabated energy, finding it a source of distress rather than comfort.
Elsewhere, Jeong-shin's company hesitates to proceed with the divorce insurance venture until they are armed with ample risk-related data. Recognizing the stalemate, she opts to engage an external team, an endeavor that subtly hints at potential data theft from Plus General Insurance. Returning to the brainstorming session, Ah-yeong is consumed by guilt, knowing that Seon-hee lacks any financial safety net. Out of the blue, Ki-jun strikes gold with an ingenious solution – the policy excludes instances of infidelity. This revelation implies that Seon-hee's contract could be nullified if they can substantiate Dr. Park's affair. Han-deul is distressed by this proposal, fearing the emotional toll it might take on Seon-hee. Ki-jun counters, arguing that it serves a higher purpose, promising that once the policy is launched, individuals like Seon-hee will ultimately benefit.
That evening, tensions escalate as Seon-hee's suspicions are aroused when Dr. Park abruptly leaves before dinner, followed by a seller inquiring about her enjoyment of his latest gift – imported blankets she never received! Meanwhile, Jeon-man buys a charming chair and texts Na-rae a picture of it adorned with her teddy bear. She finds the scene endearing and reciprocates with a snapshot of wine. The exchange ignites mutual attraction between them, leading to an impromptu outing.
As The Divorce Insurance Episode 7 draws to a close, Han-deul gives Ki-jun the cold shoulder. Realizing his impact, Ki-jun apologizes, elucidating how his loophole not only spares Seon-hee from a toxic marriage but also salvages their mission. To her own surprise, Han-deul confesses her disappointment stems from caring deeply for him. He, in turn, declares his desire to move beyond ambiguity and leans in for a kiss.
