The tenth episode of "The Divorce Insurance" unfolds with an intriguing encounter between Ah-yeong and Ki-jun, who find themselves face to face with Han Yeo-reum, the wife of Kim Seon-man. Yeo-reum confides that their union was sparked by love at first sight, culminating in an impulsive wedding fueled by societal perceptions of their ideal compatibility.
However, a haunting flashback peels back the veneer of their fairy tale, revealing Yeo-reum's meticulously curated online persona, designed solely for her virtual audience. This revelation strikes a chord of discomfort within Kim, prompting him to withdraw emotionally, leaving Yeo-reum heartsick and baffled by his sudden aloofness.
In a poignant confrontation, Kim accuses her of being engrossed in the opinions of others, oblivious to how her life as an influencer and the constant lack of privacy weigh heavily on him. Yet, Yeo-reum steadfastly refuses to entertain the notion of divorce.
Elsewhere, Kim confides in Han-deul, expressing a yearning to live for himself, unshackled by external expectations. Han-deul's thoughts drift back to a poignant conversation with Ki-jun's ex-wife, who wisely counseled against judging others in their hour of distress and respected their choices. This philosophical reflection triggers a spat among the task force members, each holding onto their perspectives with fervor.
Fortunately, Dae-bok steps in to elevate their spirits, painting a vivid picture of the countless lives they have touched and transformed. Inspired by his words, they collectively decide to propose couples therapy to Kim and Yeo-reum, urging them to delve deeper into their issues before making any hasty decisions. Han-deul, acknowledging the success stories of their past interventions where misunderstandings were mended, readily concurs.
After the workday concludes, Ki-jun pursues Kim, who adamantly expresses his dissatisfaction. Recalling his sister, Ki-jun hesitates and withdraws. Meanwhile, Han-deul visits Yeo-reum, who reminisces about happier moments. She reveals that her journey into becoming an influencer stemmed from the hardships life presented. Acknowledging her husband's pain, she lays blame on policies that failed to offer them a pathway to reconciliation. Unbeknownst to them, both Ki-jun and Han-deul independently suggest couple's therapy as a means for the duo to find mutual understanding.
As Han-deul prepares to leave, her parents flood her phone with messages, urging her to cease embarrassing the family. A nostalgic flashback unveils Mrs. Kang's harsh command, instructing Han-deul to move past her feelings rather than pursue a divorce from her husband, Su-in.
Elsewhere, Jeon-man invites Na-rae to join him for dinner, touching her heart with the thoughtfully prepared extra chair and slippers. He persuades her to remain with the team until their product launch, highlighting her invaluable contributions. Na-rae is astonished that Jeon-man harbors no ill will towards her; he merely acknowledges the courage she has demonstrated.
As for Dae-bok, he finds himself in an eerily silent home, weighed down by fatigue and longing for his wife, whose social media feeds are brimming with tales of her grand adventures. He dials his son's number, a gesture so uncharacteristic of him given his perpetual busyness, only to discover that this marks their very first phone conversation. Dae-bok eagerly expresses his desire to attend his son's graduation, but his words are met with evasive excuses and an abrupt hang-up.
On their way back home, Ki-jun and Han-deul stumble upon the realization that their encounters with the couple mirrored each other's. They exchange heartfelt apologies for their outbursts and pledge to collaborate on finding a satisfactory resolution. Han-deul confides in Ki-jun her intent to attend the family gathering as a final curtain call, driven by a desire to avoid any life-long regrets. He, understanding her sentiment, offers his unwavering support.
The following day, Yeo-reum and Kim find themselves lost in thoughts about their wedding, ultimately deciding to seek professional help through therapy. The session is an emotional rollercoaster, raw and chaotic. Kim suggests an outing devoid of phones, a request she willingly obliges to. She is attentive to his every need, and he, despite his embarrassment at her public displays of affection, indulges her. However, a moment of forgetfulness on her part—feeding him shrimp despite knowing his allergy—leads to an unfortunate incident where he vomits, looking utterly defeated.
In another corner, Woong-sik conducts a dance class where the couple begins with enthusiasm but soon loses their balance. Yeo-reum's loud jests about their mishap earn her a stern rebuke from Kim, who complains about feeling stifled by her overt behavior. She retaliates, voicing her frustration that he fails to see her genuine affection, which she insists is not merely performative.
Ki-jun approaches Kim after the tumultuous class, reminding him that expectations stem from love itself. Reflecting on his own sister's situation, Ki-jun assures Kim that he is giving his all.
The aftermath of the disastrous class sees Woong-ki presenting Ah-young with a thoughtful sologamy wedding gift. Though she hesitates to accept, he insists, his sole wish being her happiness.
As Yeo-reum and Kim tread their way back home, they mutually acknowledge their pattern of making excuses. Yet, they recall moments of unadulterated happiness and harbor no regrets about their marital journey, vowing to give their utmost until the very end.
In the meantime, Na-rae's suspension is temporarily lifted, allowing her to rejoin the task force to the delight of her teammates. Ki-jun remarks that she has returned to her rightful place, with a playful smile as she feigns ignorance. After work, Jeon-man escorts Na-rae home, sharing tender moments filled with warmth. They indulge in games at an arcade, and he is momentarily flustered when she teasingly threatens to give him her best shot in the game.
Elsewhere, Ki-jun stumbles upon the bidet screw that had previously caused such a commotion for Su-in. Han-deul extends an invitation to Su-in for a family event, naively believing she has forgiven his debt. However, she reveals that their marriage ended in divorce due to his multiple affairs. His aggressive response sparks outrage among the male family members. She then produces the divorce insurance policy, giving her mother a pointed look before exiting the scene. In a fit of anger, Su-in attempts to strike Han-deul but instead hurls the screw at his face and storms off.
As The Divorce Insurance Episode 10 draws to a close, Han-deul is ecstatic, celebrating her newly won freedom with Ki-jun. She boldly asserts that she wouldn't alter a single thing about her journey thus far, prompting Ki-jun to seal their moment with a kiss.
